Every tool your business needs. One account.
Denova is built around how entrepreneurs actually work — not how banks think you should.
Business checking account
A full-featured FDIC-insured¹ business checking account with no minimum balance and no monthly fees during beta.
Debit and virtual cards
Issue physical and virtual debit cards for yourself and your team. Set spending limits per card, per category.
Instant transfers
Move money between accounts instantly. ACH, wire, and real-time payment rails — all in one place.
Multi-user access
Invite your bookkeeper, CFO, or business partner with role-based permissions. Full audit trail included.
Real-time cash flow dashboard
See your runway, burn rate, and upcoming obligations in a single view — updated live as transactions clear.
Revenue forecasting
Denova projects your next 30, 60, and 90 days based on recurring revenue, outstanding invoices, and historical patterns.
Expense categorization
Transactions are automatically categorized and mapped to your chart of accounts. No more end-of-month cleanup.
Ready to simplify your business finances?
1 Denova is a financial technology company, not an FDIC-insured bank. Banking services are provided by STAR Financial Bank, Member FDIC. Deposits are held by STAR Financial Bank and are FDIC insured up to applicable limits.